What must an insured do to comply with insurance terms for their cover to operate?

To ensure that coverage under an insurance policy remains effective, an insured must meet the conditions outlined in the policy. This includes fulfilling specific obligations and requirements that are typically detailed within the terms of the contract. These conditions may encompass providing timely notifications of claims, maintaining property in good condition, and adhering to any policy-specific duties. Fulfilling these requirements is essential for the insurer to honor any claims made.

In contrast, while submitting claims promptly, providing proof of financial loss, and paying premiums are important elements of the insurance relationship, they are often subsets of the broader requirement to meet the conditions of the policy. If the conditions are not met, it could result in the insurer being able to deny coverage or claims, regardless of the insured's adherence to other obligations.