What type of insurance covers losses related to financial interruptions in business?

Business interruption insurance is designed specifically to cover losses that a business faces due to interruptions in its normal operations. These interruptions may stem from a variety of causes, such as disasters, accidents, or other unforeseen events that disrupt the flow of business. This type of insurance provides financial support that enables the business to cover ongoing expenses, such as rent, utilities, and employee salaries, while it recovers from the disruption.

This insurance is crucial for maintaining financial stability during challenging periods, allowing businesses to continue operations or rebuild without facing immediate financial distress. It not only covers lost income but often also accounts for expenses incurred while restoring operations to normal levels.

In contrast, the other types of insurance mentioned are focused on specific risks. Fidelity insurance protects against losses due to employee dishonesty or fraud, theft insurance covers losses resulting specifically from theft, and money insurance typically focuses on the loss of cash or assets rather than interruptions in business operations. Thus, business interruption insurance is the most relevant form of coverage for addressing financial interruptions in a business context.