Which concept involves one person being responsible for the actions of another?

The correct answer is the concept of vicarious liability, which refers to a legal principle where one person is held responsible for the negligent actions or misconduct of another person, typically in the context of employer-employee relationships. This means that if an employee acts inappropriately or negligently while performing their job duties, the employer can also be held liable for that employee's actions.

In practice, vicarious liability recognizes that employers have a duty to oversee their employees and ensure they are acting within the scope of their employment. This principle is significant in insurance and risk management, as it affects how liability policies are structured and how claims are handled when misconduct occurs within an organizational setting. This concept serves to protect individuals who may suffer losses or injuries due to another person's actions, ensuring that there is recourse available.

Other options do not relate to the same principle. Risk control focuses on strategies to minimize risks, subrogation deals with the right of an insurer to pursue a third party responsible for insured losses, and run-off cover is related to insurance coverage that continues after a policy terminates, usually for claims arising from past acts. None of these concepts align with the notion of one party being liable for the actions of another in the way that vicar