Who is responsible for signing the claim form to affirm understanding of its contents?

The client is responsible for signing the claim form to affirm understanding of its contents because they are the ones directly involved in the claim process and have personal knowledge of the events surrounding the claim. By signing the form, the client acknowledges that they understand the information provided and the implications of submitting the claim. This step is crucial as it holds the client accountable for the information they provide and ensures their consent to proceed with the claims process.

While the insurance broker, legal representative, and insurance company play important roles in the claims process, they do not sign the form as a means of affirming understanding of its contents on behalf of the client. The broker may assist in preparing the claim and providing guidance, the legal representative may give legal advice, and the insurance company assesses the claim, but ultimately, it is the client who must verify that the information submitted is accurate and that they understand what they are signing. This responsibility underscores the client's direct involvement and accountability in the claims process.